Important Medicare Topics

Selecting the Right Part D Drug Plan

Selecting the Right Part D Drug Plan

Each year during the Annual Enrollment Period (AEP), Medicare enrollees can enroll in or make a change to their Medicare Advantage and/or Part D coverage. ...
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Medicare 2023 Changes Medicare Premium, Deductible

Medicare Premium, Deductible, Cost-Sharing and Other Changes for 2023

The Centers for Medicare & Medicaid Services (CMS) update Medicare rate and benefit changes annually. CMS recently announced changes to Premiums, Deductible and Cost sharing ...
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Changes Coming to Part D Prescription Drug Costs

Changes Coming to Part D Prescription Drug Costs

The Senate passed the Inflation Reduction Act on August 7, 2022, which has significant provisions affecting Medicare drug prices. In addition, most Part D plans ...
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Types of Medicare Insurance Plans

Understanding the types of Medicare Plans Many Medicare-eligible individuals choose to add a Medicare insurance plan to help with the medical and prescription costs not ...
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Medicare and Working Past 65

Turning 65 and Continuing to Work? Medicare works a little differently… If you are turning 65 and are enrolled in an employer group health plan ...
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Important Medicare Enrollment Timelines

There are important timelines when it comes to signing up for Medicare and enrolling in Medicare insurance plans that you need to be aware of. ...
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Budgeting for Medicare

Overview of Costs Medicare consists of “Original Medicare” known as Part A and Part B, plus any Medicare insurance plans you may elect to enroll ...
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Appealing a Higher Part B or Part D Premium

Income Related Monthly Adjustment Amount (IRMAA) article to see the income thresholds and applicable IRMAA charges for Part B and Part D.   To determine whether ...
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Understanding Part D Coverage and Costs

Medicare Part D prescription drug coverage may just be the most confusing part of Medicare! Estimating your out-of-pocket costs goes beyond just looking at the ...
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Making sense of the various “Parts” of Medicare.

— Original Medicare —

— Medicare Insurance Options —

Part A

  • Inpatient Hospital Care
  • Skilled Nursing Services
  • Hospice Care

Part B

  • Doctor's Visits
  • Outpatient Hospital Services
  • Durable Medical Equipment
  • Physician Administered Drugs

Part C

  • An "all in one" alternative to Original Medicare, offered by private companies
  • Covers the same benefits as Part A and Part B, and usually includes Part D prescription coverage
  • Plans may include additional benefits not covered by Medicare

Part D

  • Prescription Drug Coverage offered by private companies
  • Stand-alone plan option or often included with Medicare Advantage plans


  • Supplemental insurance that helps fill "gaps" in Original Medicare (sold by private companies).
  • An alternative option to Part C
  • Can be paired with a standalone Part D prescription drug plan

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