Important Medicare Topics

Types of Medicare Insurance Plans

Understanding the types of Medicare Plans Many Medicare-eligible individuals choose to add a Medicare insurance plan to help with the medical and prescription costs not ...
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Medicare and Working Past 65

Turning 65 and Continuing to Work? Medicare works a little differently… If you are turning 65 and are enrolled in an employer group health plan ...
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Important Medicare Enrollment Timelines

There are important timelines when it comes to signing up for Medicare and enrolling in Medicare insurance plans that you need to be aware of. ...
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Budgeting for Medicare

Overview of Costs Medicare consists of “Original Medicare” known as Part A and Part B, plus any Medicare insurance plans you may elect to enroll ...
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Appealing a Higher Part B or Part D Premium

Income Related Monthly Adjustment Amount (IRMAA) The standard Part B premium amount in 2022 is $170.10. However, when your income is above a certain level, ...
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Understanding Part D Coverage and Costs

Medicare Part D prescription drug coverage may just be the most confusing part of Medicare! Estimating your out-of-pocket costs goes beyond just looking at the ...
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COBRA & Medicare

COBRA coverage and Medicare are two perplexing topics on their own. And they can become even more confusing when you are eligible for both COBRA ...
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Making sense of the various “Parts” of Medicare.

— Original Medicare —

— Medicare Insurance Options —

Part A

  • Inpatient Hospital Care
  • Skilled Nursing Services
  • Hospice Care

Part B

  • Doctor's Visits
  • Outpatient Hospital Services
  • Durable Medical Equipment
  • Physician Administered Drugs

Part C

  • An "all in one" alternative to Original Medicare, offered by private companies
  • Covers the same benefits as Part A and Part B, and usually includes Part D prescription coverage
  • Plans may include additional benefits not covered by Medicare

Part D

  • Prescription Drug Coverage offered by private companies
  • Stand-alone plan option or often included with Medicare Advantage plans

MEDIGAP

  • Supplemental insurance that helps fill "gaps" in Original Medicare (sold by private companies).
  • An alternative option to Part C
  • Can be paired with a standalone Part D prescription drug plan

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